Continuing my search for hidden wealth I turned my attention today to my wallet full of loyalty cards. I regularly cash in the points on my Tesco clubcard and my Game loyalty card so there is nothing to claim there, but I have never bothered with my Nectar card as I only ever collect a few points per transaction. However all those small transactions have built up over two and a half years to give me a total points value of 8,500!
Martin Lewis recommends spending Nectar points on DVD boxsets or Theme park vouchers but I don’t think either of these offer good value. DVDs can be found much cheaper by searching the net for the best deals and I have used half price theme park vouchers the last 2 years anyway. So I have opted to claim money off my shopping at Sainsburys as this gets me £42.50 of free food, let the feast commence!
The Government has invested £3,500 of my money as a taxpayer as part of their £110bn rescue package for the Northern Rock. Whilst the popular press are rushing to print their articles on the potential risks of this being a bad deal for taxpayers I have to disagree.
Richard Branson and his Virgin group aren’t stupid, they saw possible returns of upto 75% if they could have bought the bank, and whilst the Government don’t have a good track record of running businesses if they can avert a recession and offload the bank to somebody else in the next couple of years they could make a tidy profit. The question then is whether us taxpayers would see any potential return on the risk being taken. (more…)
I needed to buy a new shirt today and resisting the shrine to consumerism that is our local shopping centre I instead chose to shop online where I could shop from the comfort of my home and focus solely on purchasing what I need, rather than being sold what I don’t need.
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It is reported that people in the US will spend more than $17 billion on Valentine’s this year, with men spending on average $160 (approx £80 each) and women spending half that amount. In the UK we are a little bit more frugal with Alliance & Leicester predicting that we will spend on average £35 each this year celebrating Valentine’s day.
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With £95m up for grabs in the EuroMillions lottery I had to have a go, no matter how long the odds of winning are (well to be precise the odds of winning the jackpot are 76,275,360 to one!).
So did I win… uh, no. (more…)
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